How to Minimise the Risk of Bushfires

Following the devastating 2019-2020 bushfire season in Australia, the absence of El Niño conditions in 2021 helped suppress losses from wildfire and drought.

While 2021 was a notably wet year, bushfires are projected to become significantly more common over time, as the mercury continues to rise. It is imperative that organisations are both prepared for and covered in the case of bushfires.

Impact on your business

Bushfires can cause damage to your property and contents - or destroy them completely. If your business is nearby to a spreading fire, you may need to leave the premises and seek shelter elsewhere, which can cause interruption to your business. When your business stops running, this often results in lost revenue to the business or a loss of customers to competitors. 
During severe weather, staff may have difficulty returning to work (whether it is to attend to their own properties or families, or through limited access to transport), pre-arranged offsite centres may face excess demand, and tradespeople will likely be at a premium. Even with agreed fixed prices and service level agreements, in a time of disaster, essential services become hot property, and so access to them can become a challenge. Claims may also take longer than anticipated to be paid, thanks to pressure and demand on the insurers.

What organisations should do to prepare

It’s important to come up with a plan to ensure your business can survive a bushfire. You should find out if you are in a bushfire prone area, make sure you protect yourself and your employees, and put measures in place to protect your assets, including insurance, assets valuations and business continuity plans.

How Aon can help

Aon can help you identify your severe weather risks and come up with a plan to manage and reduce them. We provide a full suite of end to end solutions that can help you before, during and after a weather event.

We can help you:

  • Identify risks and reduce the frequency and impact of a loss
  • Accurately quantify your risks
  • Ensure your tangible assets are valued correctly
  • Find the appropriate insurance cover for your property and business interruption
  • Devise a business continuity plan to ensure you can get your business running and generating revenue as quickly as possible.

For more information on how Aon can help your organisation to manage severe weather risk, please contact us.

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4 steps to prepare your business for bushfire season