Medical Malpractice Insurance

No Pandemic Exclusion*

Over the last decade, the size and frequency of compensation awards in medical negligence cases has increased dramatically, making Medical Malpractice insurance a crucially important product for healthcare professionals.


Products available with no pandemic exclusions*

During this current climate of uncertainty, healthcare professionals have struggled to address COVID-19-related claims as a result of lack of pandemic coverage under their current Medical Malpractice insurance policies.


Aon is committed to supporting our clients through these critical times. Aon’s Entity Medical Malpractice insurance policy does not contain a pandemic exclusion. Cover continues to apply subject to the policy’s usual terms and conditions. Please contact Aon for further information.  


  • Entity Medical Malpractice Insurance
  • Property Insurance
  • Cyber Security
  • Personal Accident Cover
  • Public Liability Insurance
  • Journey Cover
  • Corporate Travel Insurance
  • Management Liability Insurance

This cover is designed for:


Aon Benefits**:

  • Up to $250,000 on inquiry costs in relation to abuse and molestation claims
  • 24-hour medical-legal hotline for enquiries on potential medical malpractice claim incidents
  • Competitive pricing in the market
  • Tailored policy conditions

Contact Aon today to  get a quote on medical malpractice cover for your business.


  • What is Medical Malpractice?
    Medical malpractice is legal action taken when healthcare professionals stray from official medical standards and as a result cause injury to a patient. Medical malpractice is a term referred to when discussing negligent acts or omission cause by a hospital or Doctor, that results in injury to a patient. Such negligent acts may encompass misdiagnosis and improper treatment, aftercare or health management of a patient.

  • What is the difference between medical malpractice and medical negligence?
    Intention. Medical malpractice occurs when a medical professional knowingly conducts their work without following the set standard of care to their patients. Medical negligence occurs when a healthcare worker unknowingly neglects the standard of work which mistaking causes harm to their patient.

  • What is the most common reason for malpractice?
    The most common reason for medical malpractice lawsuits is the failure of a healthcare professional to correctly diagnose a patient’s medical condition. Patients can sue healthcare workers when experiences of ill-treatment occur, or when there are feelings that concern for their welfare is not genuine.

  • What happens when a doctor or clinic is accused of malpractice in violating medical ethics?
    If a practice does not act promptly to hold a doctor accountable for ethical violation, they may face severe repercussions resulting in extensively damaging lawsuits. Malpractice claims can be substantial financial losses for a Doctor and/or the medical practice where they are employed.

  • What is the difference between medical malpractice insurance and professional indemnity insurance?
    Medical malpractice insurance covers injury and property compensation claims of medical negligence committed by a medical professional. Professional indemnity insurance covers compensation claims that are driven by economical loss.


    *Speak to an Aon representative for further information about Aon's no pandemic exclusion policy for our Medical Malpractice insurance.

    **Subject to the full terms, conditions and limits of the policy wording. Please review the full policy wording and schedule for more information.

    The information contained in this web page is general in nature and should not be relied on as advice (personal or otherwise) because your personal needs, objectives and financial situation have not been considered. While Aon has taken care in the production of this document, it does not make any representation as to the accuracy of information received from third parties or in respect of any views expressed by Aon which relate to decisions of third parties (such as insurers). So before deciding whether a particular product is right for you, please consider the relevant Product Disclosure Statement or contact us at Aon to speak to an adviser. Aon will not be responsible for any loss, damage, cost or expense you or anyone else incurs in reliance on or use of any information contained in this document.

    © 2020 Aon Risk Services Australia Limited (Aon) ABN 17 000 434 720 | AFSL 241141


Contact Us


Download our flyer

Aon Insights: Healthcare

2020 Global Medical Trend Rates Report