Aon Hewitt Financial Advice for Professionals and Executives

Professional and Executive Wealth Services are designed to help time-poor professionals and executives manage and execute their finances by providing tailored personalised service.

Achieving your status and success takes hard work and commitment. Many things can happen which can affect your success. A carefully considered plan will protect and enhance your financial future. Aon Hewitt globally brings extensive knowledge and insights across a number of corporate organisations and professional associations. This focus backed by sound analytical and quantitative research enables us to understand your specific issues.

Our financial planning process is designed to ensure you receive the most appropriate advice and services for your needs.

Superannuation
Superannuation savings are likely to have a significant impact on your lifestyle in retirement. One of the biggest advantages of superannuation over any other savings vehicle is the generous tax concessions if offers. We provide tailored advice and strategies.

Retirement Planning
We can provide strategic retirement advice and solutions so that you can finance the lifestyle you’ve become accustomed to right through your retirement.

Wealth Creation
We provide advice and develop strategies based on your individual risk profile, goals and objectives to develop and construct your investment portfolio for now and in the future.

Wealth Protection
We analyse your financial risks and can tailor a balanced strategy of income protection, trauma cover, total and permanent disability cover and life insurance to suit your needs. You’ll have peace of mind knowing that you and your family are financially secure no matter what happens.

Taxation
We can help you develop tax strategies and structures for tax minimisation, wealth accumulation and retirement benefits as well as asset protection. Our advice fees may also be tax deductible depending on the extent of the advice we have provided and the strategies we recommend.

Debt Services
Gearing is simply borrowing to invest so that you can have more money working for you. There is a range of ways to successfully gear including investing in an internally geared fund, margin lending and instalment warrants. Our advice and strategies can determine which is most appropriate for you.

Estate Planning
Making the right arrangements for your estate now can have a huge impact on you and your family’s future. We can arrange for the preparation of a will that sets out your intentions and wishes with clarity. We can advise you of hidden legal, financial and tax problems and ensure your will is a legally sound document. We can also assist you to establish the right estate structures to ensure a tax effective division of assets.

Salary Packaging
Salary sacrificing simply means paying for something out of your pre-tax income rather than your after-tax income. And although you are still taxed on this money, it is at a rate likely to be less than your income tax rate. Salary packaging reduces your income to lower your tax rate.

Expatriate Services
We provide strategic advice to help ensure your finances are in order and you comply with Australian tax and superannuation laws whilst working abroad.

Redundancy Planning
Redundancy has become common in an environment of rapid change in work practices. If you are receiving a redundancy package your employment payment could be made up of any number of components, such as tax-free and non tax-free payments, annual and long service leave entitlements, superannuation and share options. We can provide you with a strategy tailored to your individual circumstances to help maximise your payments.