Aon Hewitt Financial Advice Services for Business Owners

As a business owner, you have certain financial goals and objectives. You may want to pay off your mortgage sooner, retire early or establish a family trust. Whatever your goals, you are much more likely to achieve them with the help of professional financial advice.

Whether you are just starting the journey to financial freedom, or about to retire and enjoy the rewards of your hard work, Aon Hewitt Financial Advice has a range of services to meet your needs.

Our financial planning process is designed to ensure you receive the most appropriate advice and services for your needs.

Business Risk Strategies
We analyse your financial risks and can tailor a business risk strategy of business expenses insurance, income protection, trauma cover, total and permanent disability cover and life insurance to suit your needs and to ensure the continuity of your business.

Key Person Protection
Key persons can have a direct impact on company earnings or whose expertise and talents are crucial to the continuity or growth of the business. We can assist business owners to construct a key person policy for both revenue and capital so as to ensure that the ideal amounts of insurance are established for the business along with correct ownership structures.

Succession Planning
We can tailor a strategy to your individual business needs to help ensure the smooth succession of the business from one owner to another while providing security for employees through the continuity of employment.

Buy- Sell Agreements
A buy-sell agreement enables a much smoother process in terms of business succession. We can assist you with establishing the buy-sell agreement and associated insurance requirements, including establishing the value of your business and its method as well as a choice of how each business partner funds the buy-out process.

Retirement
We can provide strategic retirement advice and solutions so that you can finance the lifestyle you’ve become accustomed to right through your retirement.

Investments
We provide advice and develop strategies based on your individual risk profile, goals and objectives to develop and construct your investment portfolio for now and in the future.

Taxation
We can help you develop tax strategies and structures which could result in tax minimisation, wealth accumulation and retirement benefits as well as asset protection. Our advice fees may also be tax deductible depending on the extent of the advice we have provided and the strategies we recommend.

Superannuation
Superannuation savings are likely to have a significant impact on your lifestyle in retirement. One of the biggest advantages of superannuation over any other savings vehicle is the generous tax concessions if offers. We provide tailored advice and strategies.

Employee Superannuation
We provide strategic advice and solutions to simplify your super obligations to your employees.

Employer Group Protection
We can assist you with insurance for all of your employees by incorporating employee insurance as part of your superannuation requirements. The types of insurance cover generally include life insurance, total and permanent disability, salary continuance and trauma cover. Our solutions can also include benefits such as automatic acceptance limits, absence or parental leave cover and continuation and leaving options.