School Insurance

Economic and demographic developments are changing the way educational institutions are structured and operated. Since the 1980s some major risk factors have emerged in the education sector. These include sexual molestation, inappropriate dealings with students and reputational damage. 

In this landscape, having the right risk management and insurance program is more important than ever.

Insurance Solutions for Schools
While there is an insurance solution for some of these issues, sound risk management practice presents a far better option. Your Aon education specialist can assist you in developing a risk management plan to address your school’s specific needs. Below are highlights of our general insurance program for schools:

• Sexual molestation up to $10 million (with applications for higher limits considered on request
• Consultant’s fees of up to $100,000 for a 30-day period, for managing a crisis resulting from an insured incident
• Liability for work experience
• Fine arts, including collections on loan or exhibitions
• Bullying and the resultant liability issues
• Associated bodies that are not subsidiaries including parents and friends, sporting and artistic groups, alumni
• Contractors on-site and consequent worker’s compensation issues
• Field trips, local and overseas, and sabbaticals
• Watercraft and aircraft
• Fines imposed for legislative breach.

Why Aon?
As a broker, we do more than just provide insurance. Our role as your advocate and broker is to use our understanding of your insurance needs and risk profile, to tailor a suite of insurance policies specifically for you, rather than ‘off the shelf’ contracts.

Every year we negotiate with top-rated insurers to give you the best security, cover and price combination.

To apply for Aon's school insurance policy, call us on +61 7 3223 7501