Learn more about our insurance products to help protect the items you value most.
Commercial Motor Vehicle Insurance
We offer several different policies available to cover your Commercial motor vehicle, these include:
Construction Works & Public Liability Insurance
There are two areas of cover within this policy:
Display Home Insurance
Provides comprehensive cover for the building and
contents of your Display home/s.
Fire & Perils or Industrial Special Risks Insurance
Covers your business assets from unforeseen events such
as fire or explosion, accidental breakage of glass, burglary,
loss, damage or fraudulent embezzlement of money.
General Property & Tools Of Trade Insurance
The policy provides cover against loss, destruction or
damage to general property and tools of trade, caused by
any of the following events; accidental damage, burglary,
fire and lightening, flood or malicious damage.
Home Warranty Insurance
HIAIS specialises in delivering high quality warranty services
including; 24 – 48hr^ certificate delivery, gaining eligibility,
limit increases, performing reviews and advocacy.
Income Protection
Cover for you and your family should sickness or injury
temporarily stop you from working.
Management Liability Insurance
Provides a comprehensive cover combining the many risks
that threaten businesses and expose the bottom line.
Professional Indemnity Insurance
Helps protect your business against legal costs and claims
by third parties for damages arising from acts, omissions or
breaches of professional duty in the course of your business.
Public & Products Liability Insurance
Helps provide protection for legal liability to pay
compensation (including legal expenses) to third parties in
the event of the insured and any of your employees causing
injury, death or loss of or damage to property arising out of
your business operations, activities or products.
Trades Pack Insurance
Provides protection for you and your business against
the financial risk of being found liable to a third party for
death or injury, loss or damage to property, during the
course of your work (Public Liability) or after your work
has completed (Product Liability). Tools of trade cover is
available as an optional extra.
Workers Compensation Insurance
We can help your organisation ensure the safety and health
of your employees and minimise your workers’ compensation
costs. (only available in WA, SA, ACT, TAS & NT).
^ Provided you have an approved profile with the insurer, and subject to peak periods.